The 6 Best Credit Cards in 2021 That You Should Get Now
Many people ask which cards they should start with. If you are financially responsible, you can use credit cards. You can get some benefits without paying interest. When you sign up for these cards and spend a certain amount of money within the first 3-5 months. You can get free cash because these cards have bonuses. Do not forget that just because you have more credit cards does not mean that you are going to be in a worse financial position therefore if you have 2-5 credit cards that is okay.
Citi Double Cash Card
Many people already knew about it. When it comes to this card. It is easy to use and a straightforward credit card. Approval rate is higher compared to others. It is the beat starter card. It has no annual fee. You can get 2% cashback on everything that you paid. it is very simple to use. It is an everyday card that you can use on all your expenses. It can be the best starter credit card in 2021. Citi Double Cash Card offers 0% APR interest on all your balance transfers for 18 months.
Cash Wise Visa Card
The first benefit of these credit cards is, when you spend your first $500 with this card, you get $150 cash back. Therefore, if you have to buy something, groceries, food or anything else you can use this benefit and get your $150 back. However, if you do not have to buy anything, do not find a way to spend that money for nothing. It is just a bonus. It also gives you 1.5% cash back on all purchases. You can protect your mobile phone up to $600 with this card if you are paying your bills with this credit card. You can see it on their page.
Chase Freedom Flex Card
With this credit card you get 5% cashback on rotating categories up to $1500 per quarter, 5% cashback on Lyft, 5% cashback on travel, 3% on dining and 3% on drug store purchases. You can also get 1% for everything that you pay with this card. Welcome bonus is one of the best benefits of this credit card. If you spend $500 in the first three months after getting the card, you will get $200 cash back. It has no annual fee it is free to own as long as you have it, and it has phone protection just like a Cash Wise Visa Card.
American Express Gold Card
It has an annual fee of $250. However, you can get way more value than the annual fee that you pay. You can earn 4x back at United States Supermarkets and restaurants. You can get a $120 dining credit that you can use at so many places such as steakhouse and the Cheesecake Factory. If you have a higher credit score than 700, you will have a higher chance of getting an approval.
Chase Ink Business Cash Card
You need to have a business in order to open it. You get 50,000 points or $500 if you spend $3,000 in the first twenty month. It offers 5% cashback on phone bills, internet, and office stores. You can also get 2% cash back at gas stations and restaurants and 1% cashback for everything. This is the best everyday credit card for business owners.
The American Express Platinum Card
With this credit card, you can get $200 for uber rides every year. You can get $100 statement credit for Saks Fifth Avenue shop. They will offer you a lot of credit. It comes with a significant annual fee like $550. Therefore, people are curious about whether this card would cost them more money or give them more benefits back. This is a very useful credit card especially for travelling. Opening this card can give you elite status in 5+ Hotel programs.